IFC0 · FININT · Anti–Money Laundering

We see the network
before the money moves.

IFC0 collapses transaction monitoring, entity resolution, and on-chain forensics into a single intelligence surface — turning fragmented alerts into a living map of illicit financial flows across banking rails, trade corridors, and digital assets.

Inspect the StackRequest Brief
01 / Architecture Three Intelligence Layers

One surface. Three intelligence layers.

IFC0 fuses behavioural monitoring, network resolution, and on-chain forensics so an investigator works a single case object — not three disconnected tools.

L.01

Behavioural Monitoring

Real-time transaction scoring across accounts and counterparties; anomaly and peer-group deviation models beyond static thresholds; velocity, structuring, and pass-through pattern detection; risk decay and dynamic re-scoring of dormant relationships.

L.02

Entity & Network Resolution

Entity resolution across fragmented identifiers and aliases; ultimate beneficial ownership (UBO) graph reconstruction; sanctions, PEP, and adverse-media screening with fuzzy logic; graph analytics surfacing rings, hubs, and intermediary nodes.

L.03

On-Chain Forensics

Wallet attribution and cross-chain transaction tracing; mixer, bridge, and chain-hopping de-obfuscation; exposure scoring against illicit-source clusters; fiat-to-crypto corridor reconstruction and off-ramp mapping.

02 / Detection Coverage The Launderer's Playbook

Every typology, instrumented.

Each typology is encoded as a behavioural signature — combining transaction pattern, network shape, and contextual intelligence — rather than a single brittle rule.

TYP-01 · PLACEMENT

Structuring & Smurfing

Fragmentation of large sums into sub-threshold deposits across accounts, branches, or individuals to evade reporting limits.

Signature → many-to-one velocity + threshold clustering

TYP-02 · LAYERING

Pass-Through & Layering

Rapid movement of funds through chains of accounts, shells, and jurisdictions to sever the audit trail from origin.

Signature → short-dwell hops + circular flow loops

TYP-03 · TRADE

Trade-Based Laundering

Value transfer disguised through over/under-invoicing, phantom shipments, and mis-described goods across trade corridors.

Signature → price deviation + counterparty-trade graph

TYP-04 · OWNERSHIP

Shell & Front Companies

Opaque corporate layers and nominee structures used to obscure ultimate control and commingle illicit with licit revenue.

Signature → UBO depth + nominee-director overlap

TYP-05 · DIGITAL

Crypto & Mixer Laundering

On-chain obfuscation via mixers, bridges, privacy coins, and chain-hopping before off-ramping to fiat.

Signature → cluster exposure + cross-chain stitching

TYP-06 · CONDUIT

Money Mules & Funnel Accounts

Recruited or synthetic identities aggregating illicit deposits before consolidated onward transfer.

Signature → fan-in collection + rapid sweep-out

The signal is never inside a single transaction — it lives in the relationships between them.

03 / Workflow Raw Flow to Filed Report

One continuous loop, not tool-switching.

IFC0 compresses the analyst's day from tool-switching to decision-making. Each stage feeds the next, and every disposition retrains the models behind it.

01

Ingest · Acquire

Transaction streams, KYC records, trade data, and on-chain events ingested in real time.

02

Resolve · Connect

Entities resolved, ownership graphs reconstructed, identities reconciled across sources.

03

Score · Detect

Behavioural and network models assign risk; typology signatures fire with full context.

04

Investigate · Triage

Prioritised case objects with narrative, network view, and evidence assembled for the analyst.

05

Report · Disposition

SAR/STR generation, audit trail, and a feedback loop that sharpens future scoring.

04 / Alignment Built to the Standard

Mapped to the framework, not around it.

IFC0 maps detection logic, recordkeeping, and reporting outputs to the major regulatory frameworks — FATF recommendations, Bank Secrecy Act, EU AML directives, and Wolfsberg principles — so compliance is evidenced, not asserted.

FATF
40 Recommendations
BSA
SAR / CTR
EU AMLD
5th / 6th Directive
Wolfsberg
Correspondent Banking
Engage FININT · AML

Instrument the launderer's playbook.

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